Right to Buy Discount Calculator

  • Looking to buy your council house? Here’s how much you could save.

Right to Buy Discount Calculator

The government’s Right to Buy scheme gives people the opportunity to buy their council home or housing association property at a price discounted below its market value. The maximum discount available to public-sector tenants in England is currently £80,900, rising to £108,000 for those living in London. The scheme works slightly differently in Wales and Northern Ireland, where the maximum discounts are £8,000 and £24,000 respectively.

Using our Right to Buy Discount Calculator, you can calculate what discount you could be entitled to when purchasing your public-sector property through the Right to Buy scheme.

Calculation results should not be considered as a quote. Make sure you read the separate Key Facts Illustration (KFI) or European Standard Information Sheet (ESIS) before making a decision.

Right to Buy Discount Calculator

Your Quote

Please complete the form to generate your Right to Buy quote.


For more information and advice, please contact us on
0800 9777840 or complete the form below.



How does the calculator work?

Our calculation is based on the current value of your home, the property type, and the number of years you have been a tenant. Your discount will vary depending on whether your property is a house or flat.

Houses – You could qualify for a 35% discount off the market value of your council house if you have been a public sector tenant for between three and five years. After five years, the discount goes up by 1% for every extra year you have been a tenant, up to a maximum discount of 70%.

Flats – You could qualify for a 50% discount off the market value of your council flat if you have been a public sector tenant for between three and five years. After five years, the discount goes up by 2% for every extra year you have been a tenant, up to a maximum discount of 70%.

For both houses and flats, the maximum discount is capped at £80,900 across England and £108,000 in London boroughs.