Very little, they mean the same thing for the purposes of getting a mortgage. Some people may feel their credit rating is “bad” or others may have told that their credit history is “adverse”. These are two ways of saying the same thing – we can help with both.
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Please be aware that
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 2% but a typical fee is 0.3%.