How Much Can I Borrow?
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Borrowing Rates For A Buy To Let Mortgage

How much you can borrow for your buy to let mortgage will be dependent on a number of factors, but the important thing to always bear in mind is how much you will be able to pay back, and how long it will take you.

Borrowing Rates For A Buy To Let Mortgage

Your potential lender will assess different parts of your application before deciding how much you can borrow. The main things they want to know are how much rental income you will receive, and if you can afford to keep up repayments on your mortgage if you had a period of a rental void. You should consider this carefully before applying for a buy to let mortgage, and your lender may look at your financial history and credit rating in order to assess this.

Finding the right rate can be time-consuming and understanding the lender’s criteria is important. As a mortgage broker with access to unlimited products, Just Buy To Let can provide you with the right advice and guidance. We can process your application, gathering together all the information the lender will require in order to assess it, and come back to you with the best borrowing rates for a buy to let mortgage from the wide range of lenders we have access to.

If you’re thinking about purchasing a buy to let mortgage but are asking “how much can I borrow?” , why not take a look at our rental calculator for a rough guide to get you started? Alternatively, call 0844 225 0078 or contact us here to gain honest, impartial advice from our expert team.