A bad credit score refers to a history of unpaid debts or faults within an applicant’s history with credit. A bad credit score can be built up over time and can have an extremely adverse effect on a mortgage application, with mainstream mortgage lenders viewing applicants with a history of bad credit as more of risk than general applicants.
A bad credit score, however, needn’t be a reason to not apply for a mortgage, with many specialist mortgage lenders happy to lend to applicants who have a history of bad credit. Just Mortgage Brokers have unlimited access to the UK mortgage market meaning we can find the best deal for you.
Whether you are a first time buyer or an experienced landlord looking to expand your property portfolio, Just Mortgage Brokers can assist in finding the deal that you need to secure the property that you want. Bad credit mortgages in the UK needn’t be a minefield. Contact Just Mortgage Brokers today to discuss how we can help you acquire a bad credit mortgage.