Your Credit Report

One of the first steps in getting a ‘bad credit’ mortgage is obtaining your credit rating.

Your Credit Report

Once a mortgage application has been submitted, the lender will access your credit file information via one or more of the recognised credit reference agencies.

As part of the initial mortgage assessment prior to submission, we will establish the precise details of your credit history in order to approach the most suitable lender based upon available information.

  • Free credit reporting
  • No 30 day trials, no need to remember to cancel. It’s free and always will be
  • Unlimited online access
  • Updated monthly
  • Free for life
  • Online dispute capability to help you correct any errors quickly and simply
  • Support from dedicated UK Customer Services Team
Monthly Subscription
  • No obligation 30 day FREE trial
  • Unlimited, easy online access to your latest Equifax credit score and credit report
  • Expert tips to help you improve your credit score
  • Comprehensive support from our expert Customer Care Team
  • Weekly alerts of significant changes to your credit report and internet ID surveillance to help protect against identity fraud
  • Unlimited access
  • Weekly alerts of significant changes to your credit report
Monthly Subscription
  • No obligation 30 day FREE trial
  • Expert advice to help improve your Experian credit score
  • UK’s number 1 credit monitoring service
  • Freephone Award-winning UK Call Centre
  • Access to an award-winning UK Customer Contact Centre and dedicated Victim of Fraud Team
  • Unlimited access
  • Weekly alerts of any changes to your credit report
  • *Winner – 2013 Customer Contact Innovation Award for Analytics and 2014 European Call Centre of the year

Get in Touch with the Experts

If you’re concerned about having “bad” or “adverse” credit, the simplest way to make sure we have an accurate analysis of your circumstances from the outset is to provide us with a copy of your up-to-date credit report. If you don’t currently have a copy of the report, log on or speak to one of these recommended companies about obtaining your credit report today.

Once you have access to the report and information, please contact us at Just Mortgage Brokers to discuss the next step.

  • - I’m not on the electoral roll, does this
  • - Can I get my credit report for free?
  • - Does my credit score matter?
  • - Does getting a copy of my credit report
    affect my score?
  • - Are defaults removed off my report after
    6 years if there is still an outstanding
    balance on them?