Application Process

Whatever your requirements, here at Just Mortgage Brokers, our aim is to provide you with a tailored solution to your needs, and together see this through from beginning to end.

Whether you are looking for a mortgage on your own home, or on an investment property with a buy to let, we will endeavour to find the best deal for you.

Step 1

Get in Touch

Please contact us 24 hours a day, 7 days a week, on our freephone number 0800 977 7840 or mobile friendly 01449 724170. Alternatively submit your enquiry online by clicking here.

Step 2

Pre Qualification

One of our qualified advisers will discuss with you your situation in more detail and advise of any additional information/documentation this is required to carry out a thorough search of the market.

Step 3


Following their research, your adviser will present their recommendations tailored to your specific needs. This will include details of rates and any associated fees that may apply.

Step 4

Agreement in Principle

Should you be happy with the recommendations, your adviser can request an agreement in principle to give you the reassurances that all should be approved once you apply.

Step 5


When ready to proceed your adviser will submit the full application. At this stage the lender will assess any supporting documentation requested and make any necessary arrangements for the property valuation/survey.

Step 6

Mortgage Offer

Once the lender is satisfied that the property offers suitable security and they are happy with the documentation provided, the formal mortgage offer will be issued. This confirms their willingness to lend. A copy of this will also be sent directly to the acting solicitor.

Step 7

Offer / Pre Completion

Now you have the reassurance that your mortgage is formally approved, your adviser will discuss with you your possible insurance needs and make any recommendations and arrangements for you.

Step 8


When you solicitor has finalised the necessary legal matters and all parties are ready, you can look to arrange your actual completion date. The solicitor will then make the necessary arrangements to request the funds.

Step 9

Post Completion

As part of our bespoke mortgage review service, your adviser will contact you again nearing the expiry of your deal to ensure your mortgage is always set up on the most appropriate product for your needs.